Fair Housing Practices
Welcome to Pineyro Capital Group Inc.'s Fair Housing page. At Pineyro Capital Group Inc. (NMLS# 420112), we are deeply committed to fair lending practices and ensuring equal access to credit for all. Our dedication to compliance with fair housing laws, including the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and Dodd-Frank Wall Street Reform and Consumer Protection Act, underscores our mission to serve our customers and communities ethically and responsibly. We believe that everyone deserves fair treatment in housing and mortgage lending, and we strive to uphold these principles in every aspect of our business.
Fair Housing Laws and Pineyro Capital Group Inc.
Pineyro Capital Group Inc. (NMLS# 420112) is dedicated to upholding fair lending practices and adhering to all relevant fair housing laws. We believe in providing equal access to credit opportunities for all individuals and communities. Here is an overview of the key fair lending laws that guide our practices:
Equal Credit Opportunity Act (ECOA)
The ECOA prohibits discrimination in any aspect of a credit transaction based on race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), or because all or part of the applicant's income derives from any public assistance program.
Fair Housing Act (FHA)
The FHA prohibits discrimination in the sale, rental, and financing of housing based on race, color, religion, national origin, sex, disability, and familial status. Pineyro Capital Group Inc. ensures compliance with this law in all aspects of our mortgage lending activities.
Home Mortgage Disclosure Act (HMDA)
HMDA requires financial institutions to report data on mortgage lending transactions, including information about the race, ethnicity, sex, and income of mortgage applicants. Pineyro Capital Group Inc. collects and reports this data as required by law.
Community Reinvestment Act (CRA)
The CRA encourages financial institutions to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. Pineyro Capital Group Inc. is committed to serving the credit needs of all communities within our service area.
Dodd-Frank Wall Street Reform and Consumer Protection Act
Dodd-Frank includes provisions aimed at promoting fair lending practices and preventing abusive lending practices. Pineyro Capital Group Inc. complies with all applicable provisions of Dodd-Frank to ensure fair treatment of our customers.
Our Commitment
Pineyro Capital Group Inc. is dedicated to treating all customers fairly and without discrimination. We have established policies and procedures to ensure compliance with fair lending laws and to prevent any form of discrimination in our lending activities. Our team receives regular training to stay informed about fair lending practices and to uphold our commitment to providing equal access to credit for all.
Contact Us
If you have any questions or concerns about fair lending laws or our commitment to fair housing, please contact us at info@pineyrocapitalgroup.com
For more information, CLICK HERE
Last Updated: 05/02/2024