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Loan Programs

With a cumulative loan origination experience of over 50 years in Florida, we understand that no two borrowers are alike. This understanding fuels our commitment to continually expand our knowledge of the ever-evolving loan programs available in the state. Presently, we boast relationships with over 100 lenders and offer a diverse portfolio of 300 loan programs meticulously tailored to address the unique needs of borrowers across Florida's varied situations.

If you've been steadily employed for 2 years or more and are looking to purchase a home with a minimal down payment, along with a credit score above 580, a government-insured mortgage loan may be the perfect solution for you.

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If you're a foreign national or hold an ITIN permit and are interested in buying or refinancing a home, we offer a range of aggressive low down payment mortgage loan programs. These programs vary in requirements, from no credit score necessary to no income verification, ensuring flexibility to suit your unique situation.

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If you've been self employed for 1 year or more and are looking to purchase a home with a minimum 10% down payment, along with a credit score above 599, NON QM lite documentation mortgage loan may be the perfect solution for you.

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For new or seasoned investors, we offer Florida's most aggressive mortgage loan programs, including our favorite: the NO Income, NO Employment, NO Questions Asked option. Covering bridge loans, fix-and-flip projects, long-term investments, and ground-up construction, we've got you covered.

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If you're uncertain about the best loan option for your specific situation, simply click the link below to schedule a 15-minute call with one of our experienced loan program specialists. They'll match your needs with one of our many mortgage loan programs.

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