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ITIN Loans

In Florida, ITIN (Individual Taxpayer Identification Number) mortgage loans offer a valuable avenue to homeownership for individuals who may not have a Social Security Number but have an ITIN. This program is especially beneficial for immigrants and non-residents who contribute to the local economy but lack the necessary documentation to qualify for traditional mortgage loans. With an ITIN mortgage, borrowers can establish creditworthiness and secure financing for a home purchase based on alternative forms of identification and income verification. By providing access to homeownership for a diverse range of buyers, including undocumented immigrants and foreign nationals, ITIN mortgage loans promote financial inclusion and empowerment within Florida's communities. With competitive terms and rates, this program is a great option for the right buyer, offering a pathway to achieve the dream of homeownership in the Sunshine State.

ITIN mortgage loans in florida with small down payments

MINIMUM FICO 600 REQUIRED

MINIMUM 15% DOWN PAYMENT

FTHB ALLOWED

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PROGRAM FEATURES

  • Min FICO 600

  • Available in fixed rate 25 and 30-year terms

  • Loan Amounts from $100,000 - $726,200 ~ Max 85%

  • Loan Amounts from $726,201 - $825,000 ~ Max 80%

  • Loan Amounts from $825,001 - $1,25M ~ Max 75%

  • DTI up to 55% with compensating factors

  • P&L and Full-Doc options available

  • No credit score options available

SECURE PRE-APPROVAL FOR A ITIN HOME LOAN IN FLORIDA

Experience swift approval! Gain pre-approval within 24 business hours and receive a pre-approval letter, backed by our 98% success rate from application to closing.

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