Fix & Flip Loans Built for Real Estate Investors
PCG Capital's Fix & Flip Loan Program provides short-term, asset-based financing designed to help investors move quickly from purchase to profit. Whether it’s a light rehab or a full renovation, our funding solutions help you maximize ROI and scale your portfolio.
Maximum 100%
LTV
Maximum 9 Month
Term
NO Prepayment
Penalty
Ideal Borrowers
Investors like Bradley know that timing is everything. When opportunity knocks, you need fast, flexible financing to acquire, renovate, and sell a property — without the delays or rigid rules of traditional lenders.
That’s where PCG Commercial’s Fix & Flip Loan Program comes in. We provide short-term, asset-based financing designed to help investors move quickly from purchase to profit. Whether it’s a light rehab or a full renovation, our funding solutions help you maximize ROI and scale your portfolio.
Perfect for Investors Who:
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Buy, Renovate & Resell: Need capital to acquire and improve investment properties for resale.
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Value Speed: Want fast approvals and closings to stay competitive in hot markets.
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Avoid Red Tape: Prefer a lender that understands real estate investing and offers common-sense underwriting.
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Have Equity or Experience: Leverage prior success or project equity to secure better terms.
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Focus on Profitability: Seek a short-term loan that transitions easily into long-term financing once the project is complete.
Program Highlights
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Single Property Residences
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1 – 4 Unit Residential Properties
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Townhomes and Condominiums
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Minimum 550 FICO
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$100,000 – $2M
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NO Money Down Available
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100% Financing up to 65%, 70% or 75% of ARV (depending on experience)
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9 - Month Loan Term (Extensions Granted)
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Interest Only (I.O. Amortization) for Entirety of the Term
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NO Prepayment Penalties
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NO Income Verification – must leave blank on URLA
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NO Job Verification
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NO Reserve Options
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First Time Investors Allowed
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5+ Units and Other Commercial Property Types Welcomed on a case-by-case basis
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We provide fix and flip loans exclusively to business entities—not individual borrowers.
EVERY Partner. EVERY Time. NO Excuses. NO Exceptions.
At PCG, we are committed to helping you succeed. Our intuitive platform, backed by advanced technology, ensures a transparent and efficient process for you and your borrowers. With a dedicated support team and a deep understanding of the Conforming, Government, Non-QM, Investment and Private Money market, we are here to help you close more deals faster.
Meet Our Full Lineup
Business Purpose Loan Programs
PCG Commercial’s Business Purpose financing solutions are designed to support real estate investors and entrepreneurs with flexible loan options. Whether it’s funding for property acquisitions, renovations, or refinancing, our streamlined approach ensures quick approvals and minimal documentation. Help your clients seize opportunities and grow their portfolios with financing built for their business goals.
Consumer Purpose Loan Programs in Florida
Pineyro Capital Group Inc. — NMLS #420112 Residential Division — offers a full suite of Consumer Purpose home financing solutions designed for individuals purchasing or refinancing a primary residence or second home. Our simplified process delivers fast approvals, flexible options, and competitive pricing to support a smooth, stress-free lending experience. Empower your clients to achieve their homeownership goals with confidence — we make the financing straightforward, efficient, and reliable.
Join our Hassle-Free SELLMoneyMAKEMoney™ Partner Program
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Originate License-Free: Business Purpose Programs in States Without Licensing Requirements
Many states do not have licensing requirements, so you’re free to originate Business Purpose Programs in the following states without an active NMLS license:
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Originate in 40+ states license-free
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Qualify self-employed investors – NO tax returns
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Purchase, Rate-&-Term, or Cash-Out
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Fast 4-hour loan decisions
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Earn commissions on every closed deal
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You Refer. We Fund. You Get PAID!
Are You Ready?
Help your clients achieve their mortgage and investment goals with PCG Residential and Commercial Mortgage Program. Our innovative solutions, expert support, and tech-driven platform make it easier than ever to secure financing tailored to their needs. Our innovative solutions, expert support, and tech-driven platform make it easier than ever to secure financing tailored to their needs.
Call us today at +1 (954) 214-2240 to learn more or start your application!
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Website Disclaimer - CLICK HERE TO READ ALL DISCLAIMERS
Helping Realtors Succeed is an educational and informational brand designed to provide free resources to real estate professionals, including general education on loan programs, marketing ideas, business strategies, and industry insights. Content provided on this website is for educational purposes only and does not constitute financial, legal, or lending advice. Any loan programs, financing examples, or mortgage products referenced on this website are offered exclusively through Pineyro Capital Group Inc., NMLS #420112, and/or PCG Commercial, as applicable. All loan products are subject to borrower qualification, underwriting approval, and specific program guidelines. Loan approval is not guaranteed. Eligibility may depend on credit history, income verification, assets, property type, debt-to-income ratios, business purpose requirements, and lender guidelines in effect at the time of application. Pineyro Capital Group Inc. and PCG Commercial are not affiliated with any government entity, and loan programs referenced on this website are not government-issued or government-guaranteed unless expressly stated. Loan terms, rates, guidelines, and program availability are subject to change without notice. Final loan approval is determined solely through a formal application and underwriting process. By accessing or using this website, you acknowledge that Helping Realtors Succeed does not make lending decisions, issue approvals, or guarantee financing, and is strictly an educational platform.